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It is important to know how to keep your fine jewelry safe from the elements and secure while traveling. Check out these top five fine jewelry care tips from the experts at The International Gemological Institute (IGI) , the world’s largest independent laboratory for testing and evaluating gemstones and fine jewelry.   IGI’s TOP 5 Summer Care Tips While at the beach, sunbathe sans the sparklers. Suntan lotions can coat a gemstone, reducing the refractive and reflective light, resulting in loss of the stone’s brilliance. To avoid this, clean your gemstone regularly with an easily packed ultrasonic cleaner (available at IGI’s e-store at www.igionline.com ). Organization is key when traveling with jewelry. A diamond can scratch a pearl , so store fine jewelry in individual soft cloth pouches or lined jewelry boxes to prevent scratching, dulling and tangling of chains.  Before you get away, be sure your jewelry is adequately insured . Relying on ...